5 Advantages Having a Credit Card 0%

Posted by pak yons on Wednesday, November 7, 2012


When you get an offer for 0% interest credit cards, you may be tempted to throw it away because it thinks that it is too good to be true. But before you throw litter boxed, carefully observe. There are several advantages to having one card credit card with 0% interest that can help you in ways that you did not know before.

1. Transferring credit card bills with high interest.
If you have a credit card that you use often but can not pay, you can transfer your credit card bill to a credit card with 0% interest. If you pay thirty percent interest in another Credit Card and have stopped using it because you are able to pay each month is the minimum bill, this is the best option for you. You can not only pay off other credit card bills but you can also get your purchasing power back.

2. Consolidate all the old credit card debt.
For those who have multiple credit cards with the use of leverage, consolidate all into one credit card 0% is the perfect way to pay off debt quickly.

3. Transferring bills that have higher loan rates.
If you have a car loan at a high interest rate, this is your chance to pay off the loan without interest. In the bank to pay it off with a credit card and pay 0% interest free to pay off this bill.

4. Make a major purchase without financing interest.
Planning to buy some furniture? Want to buy a plane ticket to Alaska? Use the 0% credit card to finance major purchases with 0 percent interest rate.

5. Improve your credit score.
By paying your bills on time every month and pay off the bills from other cards or loans, your credit score and increase your chances to be better to get a credit offer in the future.

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